Check PF Balance Online via UMANG App & EPFO Portal
The Provident Fund (PF) is one of the strongest financial safeguards for employees, especially after retirement. Every month, the PF contribution deducted from your salary is managed by the Employees’ Provident Fund Organisation (EPFO). In today’s digital era, checking your PF balance has become extremely easy and can be done within seconds. Particularly through the UMANG app and EPFO’s official website, which by 2025 have become even more user-friendly and secure. This report explains in detail how employees can now access their PF balance seamlessly through both platforms.
What is EPFO and Why is it Important?
The Employees’ Provident Fund Organisation (EPFO) is a government body that manages employees’ PF, pension, and other social security funds. For anyone working in a government or private job, EPFO is a trusted institution that ensures financial security after retirement.
EPFO not only manages PF but also works for pension, insurance, and other employee benefits. Every employee has a Universal Account Number (UAN) provided by EPFO, which links all their PF accounts and makes them easy to manage.
Checking PF Balance via UMANG App Made Easier
UMANG (Unified Mobile Application for New-age Governance) is a government-launched app that offers not just EPFO services but hundreds of other government services in one place.
With the 2025 update, UMANG has made EPFO services even smoother. Just follow these steps:
- Download the UMANG app from Google Play Store or Apple App Store.
- Open the app and type “EPFO” or “EPF” in the search bar.
- Go to the EPFO section and click on ‘View Passbook’ or ‘Check Balance’.
- Enter your UAN number and verify with the OTP received on your registered mobile number.
- Once logged in, your passbook will appear on the screen with your PF balance and other details.
- If you have worked in different companies, the passbooks linked to your UAN for each employer will be visible.
The biggest advantage of the UMANG app is that it provides anytime, anywhere access to your PF balance along with other EPFO-related services on your mobile phone.
How to Check PF Balance on the EPFO Portal
For those who prefer not to use mobile apps, the official EPFO website www.epfindia.gov.in also provides an easy and secure way to check PF balance.
- Open the EPFO website and click on the ‘For Employees’ section.
- Select the option ‘Member Passbook’.
- Enter your UAN number and password to log in.
- Fill in the captcha and submit.
- Your passbook will open instantly, showing PF balance, past transactions, and employer-wise details.
- If you have worked at multiple organisations, separate passbooks for each will be available.
To log in, your UAN must be active and your KYC details (Aadhaar, PAN, Bank) must be updated.
Other Ways to Check PF Balance Online
Apart from UMANG and the EPFO portal, the government also provides other convenient options to check PF balance:
- Via SMS: Send an SMS in the format “EPFOHO UAN” from your registered mobile number to 7738299899.
- Via Missed Call: Give a missed call from your registered mobile number to 9966044425 to receive instant PF balance details via SMS.
- EPFO Helpdesk: For any queries or assistance, you can reach out through the EPFO helpdesk online or by phone.
PF Interest Rate and Latest Updates
In November 2025, EPFO announced an interest rate of 8.25% on PF accounts, higher than the previous years. This ensures greater growth and security of employees’ retirement funds.
Additionally, EPFO has introduced further improvements in online services, making the UMANG app more updated and the login process faster and simpler.
Security and Utility: EPFO’s Digital Initiatives
Post-Covid, digital services have been significantly prioritised. EPFO embraced this by providing all employee-related services through the UMANG app.
Apart from EPFO services, UMANG also offers access to pension, government schemes, grievance redressal, and certificate downloads. The app includes advanced security features such as face authentication and OTP verification, ensuring complete protection of personal data.
How to Ensure Smooth Access to Your PF
- Activate your UAN number and register on the EPFO portal or UMANG app.
- Keep your Aadhaar, PAN, and bank details updated via KYC for uninterrupted access.
- Regularly check your PF balance, as employer contributions and payments are updated on the portal.
Conclusion
Checking PF balance has now become simple and fully digital. Platforms like the UMANG app have brought EPFO services closer to people, while the official EPFO portal has become more user-friendly, offering employees easy access to their PF details, transaction history, and pension claims.
From UPI integration to digital documentation, EPFO and UMANG have ensured both convenience and security. If you wish to check your PF balance or access related services, download the UMANG app or log in to the EPFO portal to strengthen your financial future.
In today’s digital age, financial security is just a click away. Being aware of your PF balance is not just a right but also the first step towards securing your future. So, do not delay—check your PF balance today.
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